Camper Protection Packages & Insurance Options
Iceland’s landscape is beautiful but uniquely challenging. To shield your vacation investment against gravel impact, sudden highland gales, and unpredictable volcanic surfaces, we provide tiered, transparent liability waivers tailored to your risk comfort level.
*Our base CDW waiver is included automatically. Advanced zero-deductible or island-optimized upgrade packages are instantly selectable at Step 2 of the checkout system.Damage Waiver Packages
Choose your risk comfort level. Our tiered packages reduce your maximum out-of-pocket Kasko (hull) self-risk deductible per accident event.
BASIC
Standard Protection Base
Our default baseline coverage included automatically with every rental vehicle rate.
PLUS
Deductible Reduction Base
An affordable bridge security layer designed to mitigate initial high-exposure out-of-pocket costs.
PREMIUM
Extended Security Shield
Our balanced protection configuration, cutting your default self-risk parameter effectively in half.
SUPER
Absolute Liability Release
Ultimate peace of mind setup. Complete hull protection drop-off parameters for absolute security.
Understanding Accident Scenarios & Financial Liability
Road incidents can be complex. To understand exactly how your chosen protection tier safeguards your financial interests during unexpected collisions or third-party encounters, consider these standard frameworks:
You Hit Another Vehicle
Our included **Third-Party Liability (TPL)** insurance covers the damages to the other driver's car (subject to official insurance verdict). However, any damage caused to *your* camper is handled under **Kasko (hull) rules**—meaning you are responsible for repair costs up to your package’s self-risk deductible limit per accident.
Another Vehicle Hits You
If another motorist causes an accident with your camper, their third-party liability insurance covers your vehicle's physical repair costs. *Note: A police report and completed structural report are strictly required at the depot to process third-party insurance claims seamlessly.*
Core Liability Exceptions
Per our official rental terms, certain high-risk damage categories are completely excluded from *all* waiver tiers (including the Super package). These include **undercarriage chassis damage, water damage from crossing unbridged rivers or rivers, wind-blown doors, and towing recoveries**.
Environmental Protection Additions
Shield your vehicle from localized weather hazards. These standalone daily upgrades target risks not covered by traditional waivers.
Sand & Ash Protection
EUR 15.00 / DailyVolcanic Storm Defense
High-velocity winds carrying loose volcanic sand or fine ash can strip automotive paint layers down to bare metal and severely scratch vehicle equipment in a single storm event.
- Paint Finish Defense: Covers extensive tracking remediation across sand plains.
- Essential Asset Cover: Protects vehicle exterior framework components.
- Note: Damage caused by sand or ash is completely excluded from standard insurance policies if this option is omitted.
Gravel Protection
EUR 25.00 / DailyUnpaved Backroad Defense
Protects against small loose stones kicked up by passing vehicles on unpaved or gravel detours—one of the most common causes of body damage in Iceland.
- Body Panel Shielding: Covers surface dents and paint scratches caused by gravel impacts.
- Front End Protection: Covers headlights, hoods, and body fenders.
- *Exclusion Note: Does not cover structural damage to the front windshield glass itself.
The Zero-Risk "Super" Package
Our "Super" tier is engineered for absolute travel freedom. By dropping your self-risk deductible to zero, you eliminate the need for high-value security deposit holds on your credit card and remove the financial stress of potential Kasko repair costs.
- Full Collision Release
- Theft Protection Included
- No Credit Card Deposits
- Express Return Handover
*Subject to standard exclusions: Sand/Ash, Gravel Dents, Wind-blown doors, Water Damage, and Undercarriage are managed via separate terms.
Pro-Tip: To achieve absolute "Island-Proof" coverage, most of our travelers combine the Super Package with our standalone Gravel and Sand & Ash protections to cover environmental paint and body damage.
